@import url('https://fonts.googleapis.com/css2?family=Lora:ital,wght@0,500;0,600;0,700;1,500&family=Source+Sans+3:wght@400;500;600;700&display=swap');

/* HuvaHome — plain, printed-page feel */
:root {
    --paper: #F5F0E6;
    --paper-2: #EDE6D6;
    --white: #FFFDF9;
    --rule: #D6CBB5;
    --teal: #1B4B57;
    --teal-2: #286372;
    --amber: #D9962B;
    --amber-d: #B97B16;
    --brick: #A8452B;
    --text: #2E3C42;
    --mut: #5F6F75;
    --serif: 'Lora', Georgia, 'Times New Roman', serif;
    --sans: 'Source Sans 3', 'Segoe UI', Arial, sans-serif;
    --hh: 76px;
}
*, *::before, *::after { box-sizing: border-box; }
html, body { overflow-x: clip; }
html { scroll-behavior: smooth; scroll-padding-top: calc(var(--hh) + 50px); }
body { margin: 0; font-family: var(--sans); font-size: 18px; line-height: 1.65; color: var(--text); background: var(--paper); -webkit-font-smoothing: antialiased; }
img { max-width: 100%; display: block; }
a { color: var(--teal-2); text-underline-offset: 3px; }
a:hover { color: var(--brick); }
h1, h2, h3 { font-family: var(--serif); font-weight: 600; line-height: 1.2; margin: 0 0 .55em; color: var(--teal); overflow-wrap: anywhere; }
h1 { font-size: clamp(34px, 4.2vw, 54px); }
h2 { font-size: clamp(27px, 3vw, 38px); }
h3 { font-size: 21px; }
p { margin: 0 0 1em; }
main p, main li { min-width: 0; overflow-wrap: anywhere; }
.wrap { width: 100%; max-width: 1120px; margin: 0 auto; padding: 0 24px; }
.sec { padding: 76px 0; }
.sec-alt { background: var(--paper-2); border-block: 1px solid var(--rule); }
.sec-teal { background: var(--teal); color: #DCE8EA; }
.sec-teal h2, .sec-teal h3 { color: #fff; }
.sec-teal a { color: #F2C57C; }
.lead { font-size: 21px; line-height: 1.55; }
.small { font-size: 16px; color: var(--mut); }
.kicker { font: 700 14px/1 var(--sans); letter-spacing: .12em; text-transform: uppercase; color: var(--brick); margin: 0 0 14px; display: block; }
.sec-teal .kicker { color: #F2C57C; }
.rule-top { border-top: 3px solid var(--teal); padding-top: 22px; }

/* buttons */
.btn { display: inline-block; padding: 14px 26px; font: 600 17px/1.2 var(--sans); text-decoration: none; text-align: center; background: var(--teal); color: #fff; border: 2px solid var(--teal); border-radius: 4px; cursor: pointer; transition: background .15s, color .15s; }
.btn:hover { background: var(--teal-2); border-color: var(--teal-2); color: #fff; }
.btn-o { background: transparent; color: var(--teal); }
.btn-o:hover { background: var(--teal); color: #fff; }
.btn-a { background: var(--amber); border-color: var(--amber); color: #2A1D05; }
.btn-a:hover { background: var(--amber-d); border-color: var(--amber-d); color: #fff; }
.btn-sm { padding: 10px 18px; font-size: 16px; }
.btn-full { width: 100%; }
.btns { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 26px; }

/* top strip + header */
.top { background: var(--teal); color: #DCE8EA; font-size: 15px; }
.top .wrap { display: flex; justify-content: space-between; gap: 20px; flex-wrap: wrap; padding-top: 8px; padding-bottom: 8px; }
.top a { color: #fff; text-decoration: none; margin-left: 22px; }
.top a:hover { text-decoration: underline; color: #fff; }
.top i { margin-right: 6px; color: #F2C57C; }
.hdr { position: sticky; top: 0; z-index: 50; background: var(--white); border-bottom: 1px solid var(--rule); }
.bar { display: flex; align-items: center; justify-content: space-between; gap: 24px; min-height: var(--hh); }
.logo { display: inline-flex; align-items: center; text-decoration: none; }
.wm { display: inline-flex; align-items: center; gap: 10px; font: 700 27px/1 var(--serif); color: var(--teal); white-space: nowrap; }
.wm i { display: grid; place-items: center; width: 36px; height: 36px; background: var(--teal); color: #F2C57C; font-size: 19px; border-radius: 3px; }
.nav { display: flex; align-items: center; gap: 28px; }
.nl { text-decoration: none; color: var(--text); font-weight: 600; font-size: 17px; padding: 6px 0; border-bottom: 2px solid transparent; }
.nl:hover { color: var(--brick); }
.nl.on { color: var(--teal); border-bottom-color: var(--amber); }
.burger { display: none; background: none; border: 1px solid var(--rule); border-radius: 4px; width: 46px; height: 42px; font-size: 26px; color: var(--teal); cursor: pointer; }

/* hero */
.hero { padding: 64px 0 56px; }
.hero-grid { display: grid; grid-template-columns: 1.1fr .9fr; gap: 56px; align-items: center; }
.hero h1 { margin-bottom: 18px; }
.hero h1 em { font-style: italic; color: var(--brick); }
.print { margin: 0; background: var(--white); padding: 10px; border: 1px solid var(--rule); box-shadow: 3px 3px 0 var(--rule); }
.print img { width: 100%; aspect-ratio: 4 / 3; object-fit: cover; }
.print figcaption { font-size: 15px; color: var(--mut); padding: 8px 2px 0; font-style: italic; }
.print.tall img { aspect-ratio: 4 / 5; }
.facts { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 0; margin-top: 54px; border-top: 3px solid var(--teal); }
.fact { padding: 18px 20px 4px 0; border-right: 1px solid var(--rule); margin-right: 20px; }
.fact:last-child { border-right: 0; margin-right: 0; }
.fact b { display: block; font: 600 20px var(--serif); color: var(--teal); }
.fact span { font-size: 16px; color: var(--mut); }

/* two column */
.two { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.two.rev > :first-child { order: 2; }
.two.top-al { align-items: start; }

/* coverage list */
.cov { display: grid; grid-template-columns: 1fr 1fr; gap: 0 56px; }
.cov-i { border-top: 1px solid var(--rule); padding: 24px 0 18px; display: grid; grid-template-columns: 46px 1fr; gap: 6px 14px; }
.cov-i .l { font: 700 30px/1 var(--serif); color: var(--amber); }
.cov-i h3 { margin: 0 0 6px; }
.cov-i p { margin: 0; color: var(--text); font-size: 17px; }
.cov-i .b { grid-column: 2; }
.sec-head { margin-bottom: 34px; max-width: 700px; }
.sec-head p { color: var(--mut); margin: 0; }

/* steps */
.steps { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 40px; counter-reset: s; }
.step { border-top: 2px solid rgba(255, 255, 255, .35); padding-top: 18px; }
.step .big { font: 600 44px/1 var(--serif); color: #F2C57C; display: block; margin-bottom: 10px; }
.step h3 { margin-bottom: 8px; }
.step p { margin: 0; }
.note { margin-top: 30px; font-style: italic; color: var(--mut); font-size: 16px; }
.sec-teal .note { color: #B9CFD3; }

/* checks */
.checks { list-style: none; padding: 0; margin: 22px 0 0; }
.checks li { padding: 11px 0 11px 30px; border-top: 1px solid var(--rule); position: relative; }
.checks li:last-child { border-bottom: 1px solid var(--rule); }
.checks li::before { content: '\2713'; position: absolute; left: 2px; color: var(--brick); font-weight: 700; }

/* faq */
.faq { display: grid; grid-template-columns: 4fr 7fr; gap: 56px; align-items: start; }
.acc-item { border-top: 1px solid var(--rule); }
.acc-item:last-child { border-bottom: 1px solid var(--rule); }
.acc-item button { width: 100%; display: flex; align-items: center; gap: 16px; text-align: left; background: none; border: 0; padding: 18px 0; font: 600 20px/1.3 var(--serif); color: var(--teal); cursor: pointer; }
.acc-item button .q { flex: 1; }
.acc-item button i { color: var(--brick); font-size: 16px; transition: transform .2s; }
.acc-item.open button i { transform: rotate(45deg); }
.acc-b { display: none; padding: 0 0 18px; }
.acc-b p { margin: 0; }
.acc-item.open .acc-b { display: block; }

/* cta */
.cta { background: var(--teal); color: #DCE8EA; padding: 56px 0; }
.cta-in { display: flex; justify-content: space-between; align-items: center; gap: 40px; flex-wrap: wrap; }
.cta h2 { color: #fff; margin: 0 0 8px; }
.cta p { margin: 0; max-width: 560px; }

/* page header */
.ph { padding: 52px 0 44px; background: var(--paper-2); border-bottom: 1px solid var(--rule); }
.ph-grid { display: grid; grid-template-columns: 1.3fr .7fr; gap: 48px; align-items: center; }
.crumb { font-size: 15px; color: var(--mut); margin-bottom: 12px; }
.crumb a { color: var(--mut); }
.ph h1 { margin-bottom: 10px; }
.ph .lead { margin: 0; max-width: 640px; }
.ph .print img { aspect-ratio: 4 / 3; }

/* plans */
.plans { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 0; border: 1px solid var(--rule); background: var(--white); }
.plan { padding: 26px 22px; border-right: 1px solid var(--rule); display: flex; flex-direction: column; }
.plan:last-child { border-right: 0; }
.plan .pt { font: 700 13px var(--sans); letter-spacing: .12em; text-transform: uppercase; color: var(--brick); margin-bottom: 10px; }
.plan > p { color: var(--text); font-size: 17px; }
.plan ul { list-style: none; padding: 14px 0 0; margin: auto 0 0; border-top: 1px dotted var(--rule); }
.plan li { padding: 4px 0 4px 22px; position: relative; font-size: 16px; }
.plan li::before { content: '\2013'; position: absolute; left: 0; color: var(--amber-d); font-weight: 700; }

/* table */
.tbl { width: 100%; border-top: 3px solid var(--teal); background: var(--white); }
.tr { display: grid; grid-template-columns: 1.1fr 1.2fr 1.7fr; gap: 24px; padding: 14px 18px; border-bottom: 1px solid var(--rule); align-items: start; }
.tr.th { font: 700 14px var(--sans); letter-spacing: .1em; text-transform: uppercase; color: var(--mut); background: var(--paper-2); }
.tr > span { min-width: 0; }
.tr:not(.th) > span:first-child { font-family: var(--serif); font-weight: 600; color: var(--teal); }
.tr b { display: inline-block; width: 24px; color: var(--amber-d); font-family: var(--serif); }

/* principles */
.pgrid { display: grid; grid-template-columns: 1fr 1fr; gap: 0 56px; counter-reset: p; }
.pc { border-top: 1px solid var(--rule); padding: 22px 0 14px; display: grid; grid-template-columns: 44px 1fr; gap: 4px 14px; }
.pc .num { font: 700 26px/1 var(--serif); color: var(--amber); }
.pc h3 { margin: 0 0 6px; }
.pc p { grid-column: 2; margin: 0; font-size: 17px; }

/* forms */
.fgrid { display: grid; grid-template-columns: 5fr 7fr; gap: 48px; align-items: start; }
.fside .lab, .fcard .lab, .lside .lab { font: 700 14px var(--sans); letter-spacing: .12em; text-transform: uppercase; color: var(--brick); display: block; margin-bottom: 14px; }
.ctile { display: block; text-decoration: none; background: var(--white); border: 1px solid var(--rule); border-left: 4px solid var(--amber); padding: 14px 18px; margin-bottom: 12px; color: var(--teal); font: 600 22px var(--serif); }
.ctile:hover { border-left-color: var(--brick); color: var(--brick); }
.ctile .mono { display: block; font: 700 13px var(--sans); letter-spacing: .12em; text-transform: uppercase; color: var(--mut); margin-bottom: 2px; }
.fside .print { margin-top: 24px; }
.mini { list-style: none; padding: 0; margin: 0 0 24px; }
.mini li { display: grid; grid-template-columns: 34px 1fr; gap: 12px; padding: 14px 0; border-top: 1px solid var(--rule); }
.mini li:last-child { border-bottom: 1px solid var(--rule); }
.mini .mono { font: 700 26px/1 var(--serif); color: var(--amber); }
.mini strong { display: block; color: var(--teal); font-family: var(--serif); font-size: 19px; }
.fcard { background: var(--white); border: 1px solid var(--rule); border-top: 4px solid var(--teal); padding: 34px; }
.g2 { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.fl { margin-bottom: 16px; }
.fl label { display: block; font-weight: 600; font-size: 16px; margin-bottom: 5px; color: var(--teal); }
.fl input { width: 100%; padding: 12px 14px; font: inherit; color: var(--text); background: var(--paper); border: 1px solid #B9AE96; border-radius: 3px; }
.fl input:focus { outline: 2px solid var(--amber); outline-offset: 0; background: #fff; }
.cks { display: grid; gap: 12px; margin: 6px 0 22px; }
.ck { display: flex; gap: 12px; align-items: flex-start; font-size: 14.5px; line-height: 1.5; color: var(--mut); cursor: pointer; padding: 12px 0; border-top: 1px solid var(--rule); }
.ck input { margin-top: 4px; width: 17px; height: 17px; accent-color: var(--teal); flex-shrink: 0; }

/* legal */
.legal { display: grid; grid-template-columns: 230px 1fr; gap: 48px; align-items: start; }
.lside { position: sticky; top: calc(var(--hh) + 60px); }
.lside a { display: block; text-decoration: none; padding: 11px 0; border-top: 1px solid var(--rule); color: var(--text); font-weight: 600; }
.lside a:last-child { border-bottom: 1px solid var(--rule); }
.lside a .mono { color: var(--amber-d); margin-right: 8px; font-family: var(--serif); }
.lside a.on { color: var(--brick); }
.lbody { min-width: 0; overflow-wrap: anywhere; max-width: 840px; background: var(--white); border: 1px solid var(--rule); padding: 40px; }
.lbody h2 { font-size: 26px; margin: 34px 0 10px; }
.lbody h2:first-child { margin-top: 0; }
.lbody p, .lbody li { font-size: 17px; line-height: 1.7; }
.lbody ul, .lbody ol { padding-left: 22px; }

/* footer */
.ft { background: var(--teal); color: #B9CFD3; padding: 56px 0 24px; }
.ft a { color: #E7F0F1; text-decoration: none; }
.ft a:hover { text-decoration: underline; color: #fff; }
.ft .wm { color: #fff; }
.ft .wm i { background: #fff; color: var(--teal); }
.ft-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1.3fr; gap: 36px; }
.ft-brand p { margin-top: 14px; max-width: 320px; }
.ft .lab { color: #F2C57C; font: 700 14px var(--sans); letter-spacing: .12em; text-transform: uppercase; margin-bottom: 12px; }
.ft ul { list-style: none; padding: 0; margin: 0; }
.ft li { padding: 4px 0; }
.ft-c i { margin-right: 8px; color: #F2C57C; }
.ft-bot { display: flex; justify-content: space-between; flex-wrap: wrap; gap: 10px; margin-top: 40px; padding-top: 18px; border-top: 1px solid rgba(255, 255, 255, .22); font-size: 15px; }
.ft-bot p { margin: 0; }

/* reveal (subtle) */
.js .rv { opacity: 0; transition: opacity .6s ease; }
.js .rv.in { opacity: 1; }

@media (max-width: 960px) {
    .hero-grid, .two, .faq, .fgrid, .ph-grid { grid-template-columns: 1fr; gap: 34px; }
    .two.rev > :first-child { order: 0; }
    .facts, .plans { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .fact { margin-bottom: 14px; }
    .plan:nth-child(2) { border-right: 0; }
    .plan:nth-child(-n+2) { border-bottom: 1px solid var(--rule); }
    .cov, .pgrid { grid-template-columns: 1fr; }
    .steps { grid-template-columns: 1fr; gap: 26px; }
    .ft-grid { grid-template-columns: 1fr 1fr; }
    .legal { grid-template-columns: 1fr; gap: 24px; }
    .lside { position: static; }
    .ph .print { max-width: 420px; }
}
@media (max-width: 800px) {
    .burger { display: block; }
    .nav { position: absolute; left: 0; right: 0; top: 100%; flex-direction: column; align-items: stretch; gap: 0; background: var(--white); border-bottom: 1px solid var(--rule); padding: 8px 24px 18px; display: none; }
    .nav-open .nav { display: flex; }
    .nl { padding: 13px 0; border-bottom: 1px solid var(--rule); }
    .nav .btn { margin-top: 14px; }
    .hdr .wrap { position: relative; }
    .top .wrap { justify-content: center; }
    .top a { margin: 0 10px; }
}
@media (max-width: 600px) {
    body { font-size: 17px; }
    .sec { padding: 54px 0; }
    .hero { padding: 38px 0 36px; }
    .facts, .plans, .g2 { grid-template-columns: 1fr; }
    .plan { border-right: 0; border-bottom: 1px solid var(--rule); }
    .plan:last-child { border-bottom: 0; }
    .fcard, .lbody { padding: 22px 18px; }
    .tr { grid-template-columns: 1fr; gap: 4px; }
    .tr.th { display: none; }
    .ft-grid { grid-template-columns: 1fr; }
    .wm { font-size: 23px; }
    .top .wrap > span { display: none; }
}
.sec-teal .sec-head p, .sec-teal .lead { color: #D3E2E5; }
.sec-head.rule-top { max-width: none; }
.sec-head.rule-top > * { max-width: 700px; }

/* image logo */
.logo img { height: 40px; width: auto; }
.ft .logo img { height: 44px; }
@media (max-width: 600px) { .logo img { height: 32px; } }